APPROVED CREDIT LIMIT
₹50,000
Used ₹19,000 Available ₹31,000
Daily Rate
0.065%
Max Tenure
365 days
Purposeful Credit · Trusted Decisions

Finance Rooted in Clarity & Trust

SamvitLoan brings a dependable revolving credit line to your fingertips. One straightforward application, a fast decision, and funds available the moment you need them — no branch visits, no stacks of paperwork.

Every charge is laid out clearly before you confirm. Repay whenever suits you — there is no penalty for settling early, and your credit limit resets the instant your payment lands, keeping the door open for whatever comes next.

Get Started

Why SamvitLoan

Built Around You, Every Step

01

Decisions in Minutes, Not Days

SamvitLoan's assessment engine reviews your application the moment you submit it. No queues, no callbacks — a clear credit decision reaches you in minutes so you can move forward right away.

02

Your Amount, Your Choice

You decide exactly how much to borrow — any figure within your approved limit, not a fixed package. Draw what this moment calls for and keep the remainder ready for whenever you need it next.

03

Complete Transparency, Zero Surprises

The full cost — draw amount, daily interest, and total repayment — is shown in plain figures before you confirm. No hidden charges, no fine-print traps. What you see is exactly what you pay.

04

Settle Early, Save More

Interest accrues only while your balance is outstanding. Pay off your draw ahead of schedule — with zero early repayment penalty — and the interest stops the same day. Faster settlement means lower total cost.

05

Security You Can Count On, Around the Clock

Every layer of SamvitLoan — data storage, transmission, and account access — is protected by enterprise-grade encryption and monitored continuously. Your information is treated with the care you expect from a trusted financial partner, every single day.

The Numbers

Honest Terms, Plain and Simple

₹3K – ₹50K
Available Credit Range
365 days
Maximum Repayment Period
0.065%
Daily Rate on Outstanding Balance
23.73%
Effective Annual Rate
Clear any outstanding balance at any time and your full credit limit is reinstated without delay — no new application, no repeat identity checks. Your SamvitLoan credit is ready again from the moment your repayment clears.

Numbers Made Clear

A Worked Cost Example

The calculation below shows exactly what a ₹10,000 draw costs over 100 days, and illustrates why repaying sooner keeps the total lower.

₹10,000
Amount Drawn
×
0.065%
Daily Rate
×
100
Days
=
₹650
Interest
Total Amount to Repay ₹10,650

Interest is calculated daily on the outstanding balance. Drawing a smaller amount, repaying ahead of schedule, or making part-payments all reduce your final cost.

Who Can Apply

Three Clear Criteria

SamvitLoan keeps eligibility transparent and consistent. Satisfy all three conditions and your application is welcome — no hidden requirements, no opaque scoring formulas.

Aged 18 or Above

SamvitLoan is exclusively available to adults. You must have reached 18 years of age by the time you register to be eligible for a credit account.

Government-Issued ID

A valid government-issued identity document — Aadhaar, PAN, Passport, or an accepted equivalent — must be presented to create and verify your account.

Pass Our Assessment

Each application undergoes a swift, automated, and impartial review. The majority of applicants receive their outcome with no additional steps required on their part.

A Question? We're Listening.

From your very first application to your final repayment, our support team is on hand to help. Every message reaches a real person who knows our product — and we respond promptly, without exception.

Get in Touch
Write to us at any time. We aim to reply to every message within one working day and are happy to assist with any question about your SamvitLoan account.